Insurance Simplified
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Ambition distinguishes humans from animals. For the purpose of this book, I define ambition as goal orientation. Humans plan and pursue objectives; however, risks—such as accidents, illnesses, or premature death—can derail these plans. Insurance exists to transfer these uncertainties. There is a wealth of technical material on insurance, but the general public lacks accessible guidance. My aim is to close that gap using simplified language. With decades of experience in insurance brokerage, I offer insights into how insurance works and how to use it wisely. This book defines risk, explains the purpose and structure of insurance, discusses types of coverage, and examines the legal and financial responsibilities of insurers and insured parties. Ultimately, Insurance Simplified is about making intelligent, informed decisions—reducing uncertainty, protecting your goals, and bringing peace of mind.
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About the Book
Insurance Simplified is a comprehensive yet accessible guide designed to help everyday individuals and students understand the fundamentals of insurance. Written in clear, non-technical language, the book demystifies concepts such as risk, coverage types, insurance contracts, premium calculations, and the role of brokers.
With over 50 years of experience in the insurance industry, Abbas Bolurfrushan offers insights not only for consumers but also for those interested in pursuing a career in insurance brokerage. The book covers various forms of coverage—from life, property, and liability insurance to maritime, cargo, and even high-value personal items.
Whether you're buying your first policy or trying to understand how the industry works from the inside, Insurance Simplified is a valuable resource that empowers you to make informed decisions, manage risk effectively, and gain peace of mind.
About the Author
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